Life Insurance For Seniors
No Medical Exam
Affordable Rates
Payments Never Go Up
No Money Due Upfront
Policy Never Expires
Coverage Never Decreases
AFFORDABLE LIFE INSURANCE
A senior life insurance policy is used to cover the cost of your funeral or cremation expenses when you die. A funeral can cost thousands of dollars. Having a senior life insurance policy helps ease the financial burden placed on your family when the time comes. It can also be used to leave a financial gift behind to your loved ones.
COVERAGE FOR SENIORS
Get The Best Policy From Companies You Can Trust
Senior life insurance is a low-cost policy designed to help seniors leave a financial gift for their loved ones and cover their own funeral expenses. Without a life insurance policy, your family would be burdened with burial costs in the event of your death.
Senior life insurance provides financial peace of mind knowing that your loved ones will not struggle when you are gone.
A senior life insurance policy takes the financial burden away from your family. This policy can also be used to leave a financial gift to your loved ones when you are gone.
What else can a senior life insurance policy do?
Most people get a life insurance policy because they love their family, and don’t want to burden them with their burial expenses when they die. They also get a policy so that they can leave a financial gift to their loved ones or help their loved ones cover some of the expenses they left behind.
You can get a senior life insurance policy if:
- You have coverage now and just need a little more
- You don’t have the cash on hand to cover your burial expenses in the future
- You want to leave a charitable donation to your church or an organization
- You want to leave a financial gift to your loved ones
- You want to pay off your medical bills when you are gone
- You have cash but would rather hold on to it for an emergency
- You want to help your loved ones pay your mortgage payments and keep the equity as they decided what to do with your house after you are gone.
Save On Your Policy
We work with insurance companies on your behalf, shopping and negotiating to get you the lowest rates and best policy for you and your family.
Can I Get Coverage With Pre-existing Health Issues?
Senior LIfe insurance policies are unique in that they are created for seniors and the insurance companies understand that some seniors may have pre-existing health issues. Life Insurance companies have made their senior life insurance policies underwriting incredibly lenient.
If you have any of the health issues listed below, you may still qualify for a senior life insurance policy.
Please note that your age and the state you live in may affect your options.
Arthritis
Cholesterol Issues
High Blood Pressure
Diabetes
Heart Attacks Over 1 Year Ago
Full Blown Strokes Over 1 Year Ago
Blood Clots
Mini Strokes
Water Pills intake
Asthma
Atrial Fibrillation
Bi-Polar Disorder
Schizophrenia
Depression
Anxiety Medications
Blindness
COPD
Emphysema
Chronic Bronchitis
Cirrhosis of the Liver
Hepatitis (A, B, Or C)
Cystic Fibrosis
Defibrillator Or Pacemaker
Epilepsy
Fibromyalgia
Kidney Disease
Systemic Lupus SLE
Parkinson’s Disease
Multiple Sclerosis
Morbid Obesity
Sleep Apnea
Seizures
If you have a condition not on this list, please DON’T assume that you cannot be insured. Life insurance companies cover many other high-risk health issues. Our job is to shop for you, negotiate with insurance companies to get you the best rates and the best policy.
How Do To Get A Senior Life Insurance Policy
Getting a senior life insurance policy is fairly quick and easy. You can get coverage almost immediately if you qualify.
You DON’T need a medical or physical exam to qualify.
A State Licensed agent will help you answer some basic questions about your health and shop for the best rates and policy coverage for you.
The Insurance company will get the health information and validate on their end.
The process takes less than 20 minutes, and you might get an instant decision from the insurance company immediately. On the call, you should expect to provide your Social Security Number, driver’s license number, and payment information.
